- Counseling in Rockwall, TX
Therapist Who Accepts UMR in Rockwall, TX
Yes. Counseling for Healthy Minds is an in-network provider for UMR members. UMR is a UnitedHealthcare company and the nation's largest third-party administrator (TPA), which means it doesn't underwrite insurance itself. Instead, it administers self-funded health plans that employers design and fund directly.
That distinction matters here more than with most carriers: because every employer builds its own plan, behavioral health benefits can look different from one UMR card to the next, even at the same company. We verify your specific plan before your first appointment rather than assuming a standard UMR benefit.

- UMR
Is UMR the Same as UnitedHealthcare?
Not exactly. UMR is owned by UnitedHealthcare, and many UMR plans use the UnitedHealthcare Choice Plus provider network, but UMR itself is a claims administrator, not an insurance company. Your employer funds the plan and takes on the financial risk; UMR handles enrollment, claims processing, and network access on the employer's behalf.
- UMR
How UMR Coverage Works at Counseling for Healthy Minds
Since UMR plans are employer-specific rather than standardized, here's the general framework we work within:
| Plan / Network | Coverage Notes |
| UMR / UnitedHealthcare Choice Plus network | Most common network arrangement for UMR-administered plans. Self-referral to therapists is typical, though this can vary by employer |
- About Our Practice
What Does Therapy Cost With UMR?
Because benefits are employer-specific, cost-sharing structures generally still fall into the same categories as other insurance: a flat copay, a coinsurance percentage after the deductible, or full-rate payment until the deductible is met.
Commonly, in-network outpatient therapy is covered under UMR-administered plans, but this should be confirmed against what Counseling for Healthy Minds actually sees on UMR claims before publishing.
Send us your member ID and date of birth, and we'll verify your specific behavioral health benefits directly with UMR, in writing, before you book.

Do I Need a Referral for UMR?
Most UMR-administered plans that use a PPO-style network don't require a referral for outpatient therapy.
Why Does My UMR Coverage Look Different From a Coworker's?
Because UMR administers custom, employer-designed plans rather than one standardized product, two people with UMR cards from different employers, or even the same employer with different plan tiers, can have different copays, deductibles, and network rules. This is normal for UMR and isn't something we can generalize away, which is exactly why we verify every UMR client's benefits individually.
- UMR
Mental Health Services Covered by UMR at Counseling for Healthy Minds
Once your UMR benefits are verified, these are the services we most commonly bill through your plan:

Anxiety Therapy
generalized anxiety, panic attacks, social anxiety, and OCD
Trauma Therapy and EMDR
billed under standard outpatient psychotherapy codes
Marriage and Couples Counseling
coverage often requires a diagnosed condition in one partner; we'll confirm this for your specific plan
Teen Counseling and Child
Counseling & Play Therapy
with parent consultation included for teens
ADHD Counseling
assessment support, coaching, and skill building
Christian Counseling
faith-integrated care, always an option, never a requirement
Narcissistic Abuse Recovery
boundary work and identity repair after a controlling relationship
CBT for Insomnia (CBT-I)
a structured, short-term approach to chronic sleep problems
Women's Counseling and Men's Counseling
identity and life-stage support
Grief Therapy
including Prolonged Grief Disorder, added to the DSM-5-TR in 2022
Telehealth Therapy
for anyone physically located in Texas

- UMR
What to Expect With Your UMR Coverage
Reach out
Call 469-769-1121 or complete our contact form. Have your insurance member ID card nearby.
We verify your benefits, free of charge
We contact UMR directly and confirm your copay, deductible status, and any authorization requirements, then send it to you in writing.
Get matched
We'll pair you with the clinician whose focus fits what you're bringing in.
First session
Usually 50 to 60 minutes, with no pressure to share more than you're ready to.
We bill your insurance directly
You pay your share at the time of service. We handle claims submission, follow-up, and any denials.
- What Our Clients Say
Trusted by families across Rockwall

“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy

“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy

“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy
- Service Area
Counseling throughout Rockwall & Rockwall County
Our office sits at 500 Turtle Cove Blvd., just off Lake Ray Hubbard and minutes from Historic Downtown Rockwall. We welcome clients from Chandlers Landing, Lago Vista, Heath, Fate, Royse City, McLendon-Chisholm, and Terrell — plus a second office in Dallas and statewide telehealth.
Proudly Serving Rockwall and Nearby Communities
- Rockwall
- Heath
- Fate
- Royse City
- Rowlett
- Wylie
- Forney
- Garland
- Sachse
- Sunnyvale
Proudly Serving Dallas & Nearby Communities
- Dallas
- Richardson
- Plano
- Addison
- University Park
- Highland Park
- Lake Highlands
- Carrollton
- North Dallas
- Farmers Branch

- UMR
Frequently Asked Questions
Is Counseling for Healthy Minds in-network with UMR?
Yes, for UMR-administered plans that use the network we're credentialed under. Because UMR plans vary by employer, we confirm your specific plan before your first session.
Is UMR the same as UnitedHealthcare?
UMR is a UnitedHealthcare company, but it's a third-party administrator, not an insurance company. Your employer funds the plan; UMR handles the administration.
Does UMR cover therapy?
Most UMR-administered employer plans include outpatient mental health benefits, since federal parity law requires it. The specifics depend on your employer's plan design.
Why does my UMR coverage look different from a coworker's?
Because UMR administers custom plans for each employer, and sometimes different tiers within the same employer, benefits can vary even among people carrying the same UMR logo.
Does UMR cover EMDR therapy?
Yes, typically. EMDR is billed under standard psychotherapy codes, which are covered the same as other outpatient sessions on plans with behavioral health benefits.
Does UMR cover telehealth counseling in Texas?
Most UMR-administered plans cover telehealth behavioral health visits. Your therapist must be licensed in Texas, where you're physically located during the session.
Does UMR cover couples counseling?
Sometimes, depending on the employer's plan design and whether a diagnosed condition applies. We'll confirm the specifics for your plan.
What if I don't have UMR?
We also accept Aetna, Blue Cross Blue Shield, Cigna, Curative, Tricare West, and UnitedHealthcare, along with self-pay rates.
Ready to Get Started?
If you have UMR coverage, the most useful thing we can do before your first session is confirm exactly what your employer's plan covers, rather than assuming it matches a standard UMR benefit. Call us, and we'll take care of that.
Book Your Couples Counsiling Appointment
- 469-769-1121
- 500 Turtle Cove Blvd. Suite 107, Rockwall, TX 75087
- 10300 N. Central Expressway, Suite 325, Dallas, TX 75231
- c4hminds@gmail.com
- Mon–Fri 8:00am–7:00pm · Saturday by appointment
