- Counseling in Rockwall, TX
Therapist Who Accepts Cigna in Rockwall, TX
Yes. Counseling for Healthy Minds is an in-network provider with Cigna. Most Cigna members pay only a copay or coinsurance for sessions at our Rockwall office. We verify your exact benefits before your first appointment, so you know what a session will cost before you book.
Cigna's behavioral health benefits are managed through Evernorth Behavioral Health, a subsidiary of The Cigna Group. Your insurance card will say Cigna, but authorization for higher levels of care is routed through Evernorth on Cigna's behalf.
- Cigna
Does Cigna Cover Therapy in Texas?
Cigna covers outpatient mental health therapy on nearly every plan sold in Texas. Federal parity law prevents Cigna from applying stricter limits to mental health care than to medical care.
What varies between plans is how much you pay, driven by plan type, deductible status, network status, and your specific copay or coinsurance rate, commonly $20 to $50 per session in-network.
- Cigna
Which Cigna Plans Does Counseling for Healthy Minds Accept?
We work with members across Cigna's major plan types:
| Plan / Network | Coverage Notes |
| Cigna Open Access Plus (OAP) | No referral needed. Members self-refer directly to a therapist. |
| Cigna PPO | Self-referral to specialists, including therapists. |
- About Our Practice
What Does Therapy Cost With Cigna?
Copay plans: a fixed amount per session, often $20 to $50, with Cigna covering the rest.
Coinsurance plans: a percentage of the contracted rate, commonly 10 to 30 percent, after the deductible is met.
Deductible-first plans: the full contracted rate applies until the deductible is satisfied.
HSA-qualified plans: therapy is an eligible HSA or FSA expense.
Because plan design varies, we don't publish one flat price. Send us your member ID and date of birth, and we'll verify your behavioral health benefits directly with Cigna and Evernorth, in writing, before you book.
Do I Need a Referral for Cigna?
On Open Access Plus and PPO plans, you can schedule directly with a therapist without a referral. Some HMO plans may require a primary care physician on file; we'll flag this during verification.
For higher levels of care such as intensive outpatient or partial hospitalization programs, Evernorth Behavioral Health handles the authorization, and that authorization number has to appear on every claim.
- Cigna
Mental Health Services Covered by Cigna at Counseling for Healthy Minds
Once your Cigna benefits are verified, these are the services we most commonly bill through your plan:
Anxiety Therapy
generalized anxiety, panic attacks, social anxiety, and OCD
Trauma Therapy and EMDR
billed under standard outpatient psychotherapy codes
Marriage and Couples Counseling
coverage often requires a diagnosed condition in one partner; we'll confirm this for your specific plan
Teen Counseling and Child Counseling & Play Therapy
with parent consultation included for teens
ADHD Counseling
assessment support, coaching, and skill building
Christian Counseling
faith-integrated care, always an option, never a requirement
Narcissistic Abuse Recovery
boundary work and identity repair after a controlling relationship
CBT for Insomnia (CBT-I)
a structured, short-term approach to chronic sleep problems
Women's Counseling and Men's
Women's Counseling and Men's Counseling
identity and life-stage support
Grief Therapy
including Prolonged Grief Disorder, added to the DSM-5-TR in 2022
Telehealth Therapy
for anyone physically located in Texas
- Cigna
What to Expect With Your Cigna Coverage
Reach out
Call 469-769-1121 or complete our contact form. Have your insurance member ID card nearby.
We verify your benefits, free of charge
We contact Cigna directly and confirm your copay, deductible status, and any authorization requirements, then send it to you in writing.
Get matched
We'll pair you with the clinician whose focus fits what you're bringing in.
First session
Usually 50 to 60 minutes, with no pressure to share more than you're ready to.
We bill your insurance directly
You pay your share at the time of service. We handle claims submission, follow-up, and any denials.
- What Our Clients Say
Trusted by families across Rockwall
“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy
“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy
“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy
- Service Area
Counseling throughout Rockwall & Rockwall County
Our office sits at 500 Turtle Cove Blvd., just off Lake Ray Hubbard and minutes from Historic Downtown Rockwall. We welcome clients from Chandlers Landing, Lago Vista, Heath, Fate, Royse City, McLendon-Chisholm, and Terrell — plus a second office in Dallas and statewide telehealth.
Proudly Serving Rockwall and Nearby Communities
- Rockwall
- Heath
- Fate
- Royse City
- Rowlett
- Wylie
- Forney
- Garland
- Sachse
- Sunnyvale
Proudly Serving Dallas & Nearby Communities
- Dallas
- Richardson
- Plano
- Addison
- University Park
- Highland Park
- Lake Highlands
- Carrollton
- North Dallas
- Farmers Branch
- Cigna
Frequently Asked Questions
Is Counseling for Healthy Minds in-network with Cigna?
Yes. We're a contracted, in-network provider with Cigna. Because Cigna offers several plan types, we confirm your specific plan before your first session.
What is Evernorth Behavioral Health?
Evernorth is the behavioral health management subsidiary of The Cigna Group. It handles authorization and clinical review for mental health care on Cigna's behalf, even though your card says Cigna.
How much is a therapy copay with Cigna in Texas?
Most Cigna members pay between $20 and $50 per session for in-network outpatient therapy. We verify your exact amount at no cost before you schedule.
Does Cigna require a referral to see a therapist?
Generally, no, on Open Access Plus and PPO plans. Some HMO plans require a primary care physician on file, which we check during verification.
Does Cigna cover EMDR therapy?
Yes. EMDR is billed under standard psychotherapy codes and covered the same as any other outpatient session on plans with behavioral health benefits.
Does Cigna cover telehealth counseling in Texas?
Most Cigna plans cover telehealth behavioral health visits, typically at the same cost share as in-person sessions. Your therapist must be licensed in Texas.
Does Cigna cover couples counseling?
Sometimes. Coverage generally requires a diagnosed mental health condition in one partner. We'll confirm what your plan covers before you start.
How many therapy sessions does Cigna cover?
Federal parity law prohibits session caps stricter than medical benefit limits. Most Cigna members aren't limited to a fixed number of sessions.
What if my Cigna plan is through my employer?
Most employer-sponsored Cigna plans follow the same OAP or PPO structure described above, but exact benefits still depend on the specific plan design. We verify this for you.
What if I don't have Cigna?
We also accept Aetna, Blue Cross Blue Shield, Curative, Tricare West, UnitedHealthcare, and UMR, along with self-pay rates.
Ready to Get Started?
If you have Cigna coverage and you've been putting off making the call, the cost question is usually the hardest part to get a straight answer to. That's the part we'll handle first.
Book Your Couples Counsiling Appointment
- 469-769-1121
- 500 Turtle Cove Blvd. Suite 107, Rockwall, TX 75087
- 10300 N. Central Expressway, Suite 325, Dallas, TX 75231
- c4hminds@gmail.com
- Mon–Fri 8:00am–7:00pm · Saturday by appointment