- Counseling in Rockwall, TX
Therapist Who Accepts Aetna in Rockwall, TX
Yes. Counseling for Healthy Minds is an in-network provider with Aetna. Most Aetna members pay only a copay or coinsurance for sessions at our Rockwall office. We verify your exact benefits before your first appointment, so you know what a session will cost before you book.
Aetna, a CVS Health company, is one of the largest insurers in the country, and outpatient mental health care is a standard part of nearly every commercial and Medicare Advantage plan it sells.

- Aetna
Does Aetna Cover Therapy in Texas?
Aetna covers outpatient mental health therapy on virtually every plan sold in Texas. Under the federal Mental Health Parity and Addiction Equity Act, Aetna can't apply stricter limits to mental health care than it does to medical care, so there's no arbitrary cap on session count.
What varies is how much you pay, not whether you're covered. That comes down to plan type, deductible status, network status, and your specific copay or coinsurance rate, commonly $20 to $50 per session in-network.
- Aetna
Which Aetna Plans Does Counseling for Healthy Minds Accept?
We work with members across Aetna's major plan types:
| Plan / Network | Coverage Notes |
| Aetna Choice POS II | PPO-style plan. Members can self-refer to a therapist; no PCP referral needed. |
| Aetna PPO | Standard PPO. Self-referral to specialists, including therapists. |
| Aetna EPO | No out-of-network coverage except emergencies. Self-referral to in-network specialists is typically allowed |
- About Our Practice
What Does Therapy Cost With Aetna?
Copay plans: a fixed amount per session, often $20 to $50, with Aetna covering the rest.
Coinsurance plans: a percentage of the contracted rate, commonly 10 to 30 percent, after the deductible is met.
Deductible-first plans: the full contracted rate applies until the deductible is satisfied, then copay or coinsurance takes over.
HSA-qualified plans: therapy is an eligible HSA or FSA expense.
Because plan design varies, we don't publish one flat price. Send us your member ID and date of birth, and we'll verify your behavioral health benefits directly with Aetna, in writing, before you book.

Do I Need a Referral for Aetna?
Most Aetna PPO, POS, and EPO plans allow you to schedule directly with a therapist without a referral. HMO plans sometimes require a primary care physician on file; we'll flag this during verification.
Aetna also offers an employee assistance program called Aetna Resources for Living, which sometimes provides a set number of counseling sessions at no cost before regular insurance billing begins.
- Aetna
Mental Health Services Covered by Aetna at Counseling for Healthy Minds
Once your Aetna benefits are verified, these are the services we most commonly bill through your plan:

Anxiety Therapy
generalized anxiety, panic attacks, social anxiety, and OCD
Trauma Therapy and EMDR
billed under standard outpatient psychotherapy codes
Marriage and Couples Counseling
coverage often requires a diagnosed condition in one partner; we'll confirm this for your specific plan
Teen Counseling and Child Counseling & Play Therapy
with parent consultation included for teens
ADHD Counseling
assessment support, coaching, and skill building
Christian Counseling
faith-integrated care, always an option, never a requirement
Narcissistic Abuse Recovery
boundary work and identity repair after a controlling relationship
CBT for Insomnia (CBT-I)
a structured, short-term approach to chronic sleep problems
Women's Counseling and Men's
Women's Counseling and Men's Counseling
identity and life-stage support
Grief Therapy
including Prolonged Grief Disorder, added to the DSM-5-TR in 2022
Telehealth Therapy
for anyone physically located in Texas

- Aetna
What to Expect With Your Aetna Coverage
Reach out
Call 469-769-1121 or complete our contact form. Have your insurance member ID card nearby.
We verify your benefits, free of charge
We contact Aetna directly and confirm your copay, deductible status, and any authorization requirements, then send it to you in writing.
Get matched
We'll pair you with the clinician whose focus fits what you're bringing in.
First session
Usually 50 to 60 minutes, with no pressure to share more than you're ready to.
We bill your insurance directly
You pay your share at the time of service. We handle claims submission, follow-up, and any denials.
- What Our Clients Say
Trusted by families across Rockwall

“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy

“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy

“A genuine, real Google review will appear here once the practice provides verified testimonials.”
First L. · Chandlers Landing
Anxiety Therapy
- Service Area
Counseling throughout Rockwall & Rockwall County
Our office sits at 500 Turtle Cove Blvd., just off Lake Ray Hubbard and minutes from Historic Downtown Rockwall. We welcome clients from Chandlers Landing, Lago Vista, Heath, Fate, Royse City, McLendon-Chisholm, and Terrell — plus a second office in Dallas and statewide telehealth.
Proudly Serving Rockwall and Nearby Communities
- Rockwall
- Heath
- Fate
- Royse City
- Rowlett
- Wylie
- Forney
- Garland
- Sachse
- Sunnyvale
Proudly Serving Dallas & Nearby Communities
- Dallas
- Richardson
- Plano
- Addison
- University Park
- Highland Park
- Lake Highlands
- Carrollton
- North Dallas
- Farmers Branch

- Aetna
Frequently Asked Questions
Is Counseling for Healthy Minds in-network with Aetna?
Yes. We're a contracted, in-network provider with Aetna. Because Aetna offers several plan types, we confirm your specific plan before your first session.
How much is a therapy copay with Aetna in Texas?
Most Aetna members pay between $20 and $50 per session for in-network outpatient therapy. We verify your exact amount at no cost before you schedule.
Does Aetna require a referral to see a therapist?
Generally, no, on PPO, POS, and EPO plans. Some HMO plans require a primary care physician on file, which we check during verification.
Does Aetna cover EMDR therapy?
Yes. EMDR is billed under standard psychotherapy codes and covered the same as any other outpatient session on plans with behavioral health benefits.
Does Aetna cover telehealth counseling in Texas?
Most Aetna plans cover telehealth behavioral health visits, typically at the same cost share as in-person sessions. Your therapist must be licensed in Texas, where you're physically located during the session.
What is Aetna Resources for Living, and is it different from my regular benefits?
It's Aetna's employee assistance program, which can offer a limited number of free counseling sessions separate from standard behavioral health benefits. We'll confirm whether that applies to your plan.
Does Aetna Better Health of Texas cover counseling?
Aetna Better Health of Texas is Aetna's Medicaid and CHIP managed care plan. Coverage and credentialing rules differ from commercial Aetna; ask us to confirm before you book.
Does Aetna cover couples counseling?
Sometimes. Coverage generally requires a diagnosed mental health condition in one partner. We'll confirm what your plan covers before you start.
How many therapy sessions does Aetna cover?
Federal parity law prohibits session caps stricter than medical benefit limits. Most Aetna members aren't limited to a fixed number of sessions.
What if I don't have Aetna?
We also accept Blue Cross Blue Shield, Cigna, Curative, Tricare West, UnitedHealthcare, and UMR, along with self-pay rates.
Ready to Get Started?
If you have Aetna coverage and you've been putting off making the call, the cost question is usually the hardest part to get a straight answer to. That's the part we'll handle first.
Book Your Couples Counsiling Appointment
- 469-769-1121
- 500 Turtle Cove Blvd. Suite 107, Rockwall, TX 75087
- 10300 N. Central Expressway, Suite 325, Dallas, TX 75231
- c4hminds@gmail.com
- Mon–Fri 8:00am–7:00pm · Saturday by appointment
